Table of Content
Reading the Sample Contract – Understand the nature and extent of coverage. We rated Choice Home Warranty a 95 out of 100, and we want to break down the factors we considered in our review so that you can understand exactly where that score comes from. On February 18, 2022, BBB contacted Choice Home Warranty to address a possible pattern of complaints.

Most home warranty providers offer more plans with the ability to personalize the plans, so Choice falls just a bit short. NJ State is polite to fine CHW $800,000, missing one extra zero. Few reputed home insurance companies (e.g GEICO) are offering these coverage at lower cost and less deductibles.
Where is Choice Home Warranty Available?
Choice also enjoys more popularity with its customers than Cinch. Select Home Warranty, at least initially, has lower dollar limits than Choice. However, with Select, your limits are increased after 3 months.

However, the company does charge a $50 cancelation fee to cover administrative costs. If you cancel your plan after the 30-day introductory period, you can still receive a prorated refund. Although Choice Home Warranty provides services nationwide, coverage is not available in California or Washington. To get started, you can call its customer service center during normal business hours and qualify for coverage over the phone.
Can Choice Home Warranty cover my water heater?
Founded in 1993, Choice Home Warranty has less than 350 employees and annual revenue of nearly $300 million. It covers one million households in 47 states and works with 25,000 contractors across the country. In the past three years, Choice Home Warranty has closed almost 5,000 Better Business Bureau complaints. While it doesn’t publicly publish its number of contracts, the company has been in business for over two decades. However, it’s important to remember that consumers only report complaints when they have problems with the company. Offers good basic coverage options, but it does have a pattern of complaint cited by the Better Business Bureau that consumers should be aware of before purchasing coverage.

First American Home Warranty offers two main home warranty plans, but exactly what they offer depends on where you live. You’ll have to provide your zip code to find out exactly what services are available. Priority Home Warranty brings advanced technology that helps simplify the claims process and makes it more transparent. Along with the option to call in a service request, clients can also fill out a two-step claim form that is delivered from their online account within 30 seconds.
Available Plans
Free Month – Sign up today and enjoy a full month of free service. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. The opinions expressed are the author’s alone and have not been provided, approved, or otherwise endorsed by our partners. Choice also doesn’t cover damage that was caused by an uncontrollable event, also known as an act of God. Such events include burglaries and theft, house fires, earthquakes and severe weather. The information and savings numbers depicted above are for demonstration purposes only, and your results may vary.
They should file a warranty claim when they discover a problem with their covered system or appliance. As defined in its sample contract, restoration is limited to returning the access point to a rough finish. Choice Home Warranty costs around $45-$53 per month, or $540-$636 per year. Its monthly premiums fall in line with the industry average of $51.61 according to the 63 home warranty providers we reviewed. 33% responded that cost is the most important aspect of a home warranty plan.
Choice Home Warranty Plan Pricing
This way, any future issues you may have will be handled by an agent already familiar with your plan and coverage options. If companies aren’t able to provide you with a sample contract by sending it to you or posting it on their website, you may want to keep looking. Select Home Warranty offers a similar price range and similar great reputation for fast and responsive customer service. Though the customer service is not quite as well-reviewed as Choice, with more negative reviews overall.

What kind of coverage caps does Choice Home Warranty have in place that limit its responsibility to help customers pay for repairs? While it is the more expensive of the two plans, it protects significantly more items and systems, which could save you money in the long run. The Total plan covers everything the Basic plan covers with the addition of coverage for an air conditioning system, clothes washer, clothes dryer and refrigerator.
America's First Choice Home Clubhas a lot to offer homeowners. AFC Home Club has 24/7 customer service, allows homeowners to hire their own contractor or use one in its technician network, and guarantees parts and labor for the life of their membership. If you have a covered system or appliance in need of repair, you’ll need to submit a claim to Choice Home Warranty.
They are in it for the money and have no interest in running a legitimate business. They offered me free premiums for positive review, so any positive reviews are probably as a result of receiving free premiums. A home warranty can protect your wallet and your home from expensive repairs. While some people might confuse this with homeowners insurance, these two are not the same.
The annual cost of AFC Home Club’s home warranty plans range from $518 – $709 with a service fee ranging from $75 – $125. In addition to the monthly premiums, you’ll have to pay a service fee each time you use the Choice Home Warranty. You can choose a coverage plan that protects all of the systems and possibly the appliances in your home through the company. The add-ons vary in price, adding costs per month and per year, with pricing depending on the specific add-on. You can add on as many as you want, making it as comprehensive as you like and leaving little chance that you will ever have to pay for any repairs, maintenance, or replacements on your own.

In each plan and confirm that all your desired items are included. Additionally, the BBB currently cites a pattern of complaint alleging CHW has continued to charge customers for cancelled policies and has made it difficult to obtain a refund. ARW Home offers home warranty policies for a variety of systems... Doesn’t cover commercial properties or pre-existing conditions.